In Countryway Ins. Co. v. United Financial Casualty Ins. Co, a car accident case from the Supreme Court of Kentucky, plaintiff was riding in as a passenger in a semi tractor-trailer. The vehicle was owned and operator by the passenger’s son. While she was riding in the truck, they were in a serious accident involving a Pontiac Sunbird.
There was no question that the driver of the Sunbird was the sole cause of the accident. As it turned out, the driver of the Sunbird did not have any auto liability insurance. This does not, however, mean that the car accident victim cannot recover. It means that he or she must try to recover under that is known as uninsured motorist coverage (UM). Continue reading
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