Underinsured Motorist (UIM) and Uninsured Motorist claims involve a car accident victim attempting to get his or her own liability insurance carrier to pay financial compensation when the at-fault driver is uninsured or does not have enough insurance to cover total damages.
Heflin v. Merrill, a case from the Mississippi Supreme Court, involved an at-fault driver who crashed into the rear of plaintiff’s car. While this was not a fatal automobile accident, at-fault driver died from unrelated causes following the accident. Plaintiff filed a car accident lawsuit against driver’s estate and her own underinsured motorist carrier.
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