Boston Car Accident Lawyer Blog

Electric car maker Tesla has started underwriting auto insurance for its customers in eight states. 

The insurance offered by Tesla General Insurance differs from other auto insurance policies in that Tesla uses policyholders’ real-time driving data to set policy premiums.

Currently, the company’s auto insurance is available to drivers in Arizona, Colorado, Illinois, Ohio, Oregon, Texas, Virginia, and California (in a limited capacity). Tesla has plans to roll out its insurance offerings in Massachusetts and other states by the end of 2022.

A car accident can shake anyone to their core and leave them feeling helpless. However, you must act quickly to ensure that your rights are protected and you have a speedy recovery. At the same time, you should know what to avoid to prevent any conflicts or complications. If you or a loved one has endured a car accident, following these dos and don’ts could save you a lot of time, money, and trouble.

Dos

• Call the police. Call 911 as soon as possible and then provide emergency personnel with all information about the accident so they can accurately document it, as well as safeguard people and vehicles involved.

During this time of year, people rush to visit family and friends and purchase last-minute gifts, making the roads busier than ever. In extreme weather, people tend to forget to slow down and be careful on the ice and the snow and instead focus on getting to their destinations as quickly as possible. 

Yet, driving in the snow and ice is no cakewalk, and drivers need to remember to be very careful. Before the next storm, keep these tips from Mass.gov top of your mind: 

• Invest in an Ice Scraper and Brushes: Remove snow and ice from your vehicles, including from your windows, bumpers, license plate, hood, and roof, before driving. 

After an accident, a Massachusetts driver can usually collect damages from the at-fault party’s insurance. However, there is a chance that the other driver does not carry insurance, which could make receiving compensation difficult, if not impossible. Approximately 6% of Massachusetts drivers do not have insurance, putting themselves and other motorists at risk of a frustrating financial struggle after a collision. Therefore, Massachusetts law requires drivers to carry uninsured motorist coverage.

Required Insurance Coverage in Massachusetts

This insurance covers bodily injury due to an accident and is known as uninsured motorist bodily injury (UMBI). Massachusetts drivers are required to carry $20,000 in UMBI coverage (up to $40,000 per accident). However, coverage for property damage is not required. This is known as uninsured motorist property damage (UMPD) insurance and pays to repair or replace the driver’s vehicle. Drivers in Massachusetts can also carry collision insurance, which covers repairs after any accident.

Millions of Americans will soon be boarding planes, trains, and automobiles to travel to see loved ones this holiday season. Our team at Jeffrey Glassman Injury Lawyers want to remind everyone traveling this holiday season to stay safe with these helpful travel tips:

• Avoid peak travel times: When planning your travel time, avoid peak dates and times. 
• Know your airport: If you are traveling by plane, make sure to know your route.Checking alternate airports can help in the long run; the smaller the airport, the fewer flights and delays. 

Often, we focus on is the rights of the drivers in the wake of a car crash. But what if you are a passenger? Do you have rights? 

The answer is yes. But it is not as simple as that. Massachusetts is a No-Fault State, which means that all drivers in Massachusetts must have Personal Injury Protection, which covers up to $2,000 dollars in medical expenses and up to $8,000 dollars in lost wages. 

Therefore, every person injured in the accident must receive compensation for the accident under their own insurance policy, regardless of who is at fault. This is in place in part to deter drivers from taking each other to court.